Maybe you've tried budgeting apps that didn’t stick…
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Or felt too embarrassed to ask questions because you thought you should already know.
Here’s the truth: this is not your fault. Most people were never taught how to manage money, build credit, or break out of debt.
But what if you could learn the exact tools and habits that lead to peace of mind, financial security—and even generational wealth?
Let’s talk about what school, family, and society didn’t teach us…and why now is the time to take your power back.Â
Why Most People Stay Stuck in the Money Cycle
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Most people were never taught how to manage money in a clear and simple way.
You were expected to figure it out on your own and then blamed when you made mistakes.
If you have ever said:
“I wish someone had taught me this.”
“I’m too far behind.”
“I feel ashamed asking for help.”
This program was created for you.
Money stress isn’t your fault. It comes from not having the right tools, guidance, and support.
- Living paycheck to paycheck
- Credit score too low to qualify
- No savings, rising debt, constant anxiety
These are not just financial problems. They affect your health, your confidence, your relationships, and your future.
And the longer you wait, the more it costs you in interest, missed opportunities, and sleepless nights.
What If You Had Learned About Money Before It Became a Problem?
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Imagine If You Could…
✔️ Manage your income with ease
✔️ Pay off debt without shame
✔️ Watch your credit score rise each month
✔️ Feel proud every time you check your account
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It is possible. And it starts with real education, without judgment.
Meet Your Coach: Clarck Cadet
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I am Clarck, a Financial Credit Coach.
I have helped hundreds of people fix their credit, eliminate debt, and rebuild their confidence. I know what is possible when the right tools meet the right timing.
That is why I created this Academy, a no-judgment space where you can finally learn what school never taught you, without shame or confusion.
It is time to take your financial power back, one step at a time.
INTRODUCING THE
Financial Literacy Academy
A self-paced, bilingual program designed to guide you through every stage of life from your first job to retirement.
This is not just one course. It is a full roadmap.
Whether you are a teenager just getting started, a young professional trying to get ahead, an entrepreneur building your business, or a retiree protecting what you have built, there is a place for you in the Academy.
Here’s What’s Inside:
Stage 1:
Teen Years (13–19)
- Budgeting basics
- Credit 101
- Avoiding debt trapsÂ
Stage 2:
Early Adulthood (20s & 30s)
- Income systems that work
- Building strong credit
- Debt payoff strategies
- Investing your first $100Â
Stage 3:
Business & Entrepreneurship
- Separating personal/business finances
- Business credit + funding
- Avoiding toxic financial advice
Stage 4:
Retirement & Legacy
- Planning for retirement
- Preventing late-life debt
- Building generational wealth
Everything You Need—No Fluff
HERE'S WHAT YOU GET:
✔️ 4 self-paced, bilingual courses (Teen, Young Professional, Entrepreneur, Retiree)
✔️ End-of-course exams and official certifications for each course
✔️ Tools, spreadsheets, and downloadable PDFs
✔️ Private community access for accountability and support
✔️ Monthly live Q&A calls with Clarck
✔️ 30-minute Roadmap Session with Clarck
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Exclusive Pay-in-Full Bonuses:
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✔️ $2,000 CAD credit toward private coaching (must be used within 90 days)
✔️ First access to future events and course content
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Total Value: Over $8,000 CAD
Your investment today: just $3,000 CAD (or 6 x $525 CAD).
Start Today and build Your Dream.
Your Future Self Will Thank You.
CHOOSE YOUR PLAN:
 Important Note on Course Access:
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When you join today, you will start with the complete Teen Lane course, which includes an exam and certification.
The next courses (Young Professional Lane, Entrepreneur Lane, and Retiree Lane) will unlock over the coming months, so you will always have fresh material and a clear next step without the overwhelm of trying to process too many modules at a time.
Real People. Real Wins.
“I increased my credit score by 120 points in 3 months.”
– Jayden, College Student
“I built my business credit and secured $50K in funding.”
– Maya, Entrepreneur
“At 62, I finally understand how to protect my money and leave something for my family.”
– Lucie, Retiree