FRENCH

How to Take Control of Your Finances—Even If You Were Never Taught How Money Works

 (Without Shame, Confusion, or Needing to Be “Good With Numbers”)

If you’ve ever felt stuck, behind, or overwhelmed when it comes to money—you’re not alone.

FR

How to Take Control of Your Finances—Even If You Were Never Taught How Money Works

 (Without Shame, Confusion, or Needing to Be “Good With Numbers”)

If you’ve ever felt stuck, behind, or overwhelmed when it comes to money—you’re not alone.

Maybe you've tried budgeting apps that didn’t stick…

 

Or felt too embarrassed to ask questions because you thought you should already know.

Here’s the truth: this is not your fault. Most people were never taught how to manage money, build credit, or break out of debt.

But what if you could learn the exact tools and habits that lead to peace of mind, financial security—and even generational wealth?

Let’s talk about what school, family, and society didn’t teach us…and why now is the time to take your power back. 

Why Most People Stay Stuck in the Money Cycle

 

Let’s be honest: the system wasn’t built to teach you how to win with money.

You were expected to figure it out on your own—then blamed when you made mistakes.

If you’ve ever said:

"I wish someone had taught me this."

"I’m too far behind."

"I feel ashamed asking for help."

…you’re exactly who this was built for.

Money stress isn’t a personal failure. It’s a systemic one.

  • Living paycheck to paycheck
  • Credit score too low to qualify
  • No savings, rising debt, constant anxiety

These aren’t just financial problems—they impact your health, your confidence, your relationships, and your future.

And the longer you wait, the more it costs you—in interest, missed opportunities, and sleepless nights.

What If You Had Learned About Money Before It Became a Problem?

 

Imagine:

✔️ Knowing how to manage your income with ease

✔️ Paying off debt without shame

✔️ Watching your credit score rise each month

✔️ Feeling proud every time you check your account

 

It’s possible. And it starts with real education—without judgment.

You’re not alone—and none of those financial struggles are your fault.

Hey I'm Clarck Cadet...

 

As a Financial Credit Coach, I’ve helped hundreds of people fix their credit, eliminate debt, and rebuild their confidence. And I’ve seen what’s possible when the right tools meet the right timing.

That’s why I created this Academy—a no-judgment zone where you can finally learn what school never taught us, without shame or confusion.

It’s time to take your financial power back. One step at a time.

INTRODUCING THE

Financial Literacy Academy

A self-paced, no-shame, bilingual program designed to guide you through every stage of life—from your first job to retirement.

This isn’t just one course. It’s a full roadmap. 

Whether you're a teenager just getting started, an adult trying to get ahead, or a retiree wanting to protect what you’ve built, there’s a place for you inside the Academy.

Here’s What’s Inside:

Stage 1:
Teen Years (13–19)

  • Budgeting basics
  • Credit 101
  • Avoiding debt traps 

Stage 2:
Early Adulthood (20s & 30s)

  • Income systems that work
  • Building strong credit
  • Debt payoff strategies
  • Investing your first $100 

Stage 3:
Business & Entrepreneurship

  • Separating personal/business finances
  • Business credit + funding
  • Avoiding toxic financial advice

Stage 4:
Retirement & Legacy

  • Planning for retirement
  • Preventing late-life debt
  • Building generational wealth

Before


❌ Confused about credit

❌ Stuck in debt

❌ Avoiding money talk

❌ No savings

After

 

✅ Credit score rising monthly

✅ Clear payoff strategy

✅ Empowered and in control

✅ Confident plan + growing account 

Before


❌ Confused about credit

❌ Stuck in debt

❌ Avoiding money talk

❌ No savings

After

 

✅ Credit score rising monthly

✅ Clear payoff strategy

✅ Empowered and in control

✅ Confident plan + growing account 

By the end of the program, you'll be able to:

 

✔️ Budget with clarity

✔️ Eliminate debt without shame

✔️ Improve your credit score

✔️ Save—even on a tight income

✔️ Qualify for loans or funding

✔️ Feel proud of your progress

✔️ Build a financial legacy

 

Everything You Need—No Fluff

HERE'S WHAT YOU GET:


✔️ 4 self-paced, bilingual video courses ($1,600 value)

✔️ Debt Elimination Calculator ($97 value)

✔️ Financial Needs vs Wants Spreadsheet ($97 value)

✔️ PDF guides and Worksheets ($197 value)

✔️ Private community access ($397 value)

✔️ Certificate of Completion ($49 value)

BONUSES:

 

✔️ eBook bundle on credit, budgeting, and saving ($150 value)

✔️ Early Access to Clarck Cadet Consulting Events + Retreats ($300+ value)

✔️ 30-min Roadmap Session with Clarck (Pay-in-Full Only) ($150 value)

 

Total Value: $3,000+

Start Today and build Your Dream.
Your Future Self Will Thank You.

CHOOSE YOUR PLAN:

Pay-in-Full

$2,000 CAD
(Best Value)

  • Full 12-month access

  • All 4 bilingual courses

  • Tools, PDFs, Community Access

  • Roadmap Session with Clarck

  • Private community
  • Monthly live group Q&A calls
  • $2,000 credit toward private coaching within 90 days
  • First access to future events and new course content 
Enroll Now & Save

4-Payment Plan

$2,200 CAD
($550 CAD x 4)

  • Full program access as it rolls out
  • All 4 bilingual courses
  • Tools, PDFs, Community Access
  • Roadmap Session with Clarck
Lowest Monthly Price

Real People. Real Wins.

“I increased my credit score by 120 points in 3 months.”

– Jayden, College Student

“I built my business credit and secured $50K in funding.”

– Maya, Entrepreneur

“At 62, I finally understand how to protect my money and leave something for my family.”

– Lucie, Retiree

Frequently Asked Questions

You’re One Decision Away
From a New Financial Future

 

If you’ve read this far, something here spoke to you.

You’re ready to stop surviving and start building.

Let’s rewrite your story—together.